Creative finance starts with the seller's problem, not the investor's favorite tactic. This helper turns a rough situation into three educational offer structures to research, with the plain-English upside, risk, and professional-verification list attached.
It does not tell you what to offer, what to sign, or whether a deal is legal, financeable, or wise. It is a study map for your next round of due diligence.
Keep private details out. A one- or two-sentence sketch is enough.
The output is intentionally conservative. Creative structures can create legal, lending, insurance, tax, and licensing issues fast.
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